No Fuss Home Loans
We give you options. You decide. We help you get the Loan.
Your home loan is the biggest financial commitment you are likely to make in your life so it is really important to get it right. At we take the time to listen to your needs, assess your situation and give you all the information you need to find the right home loan for you. We will answer all your questions and believe that YOU need to be happy with your choice of loan and the impact is has on your lifestyle.will provide you with comparisons of the loans best suited to your situation which will enable you to make an informed choice from the many lenders on our panel, which include local and international banks, building societies and specialist lenders. We will also ensure that you are aware of any fees or charges so that you can make an informed decision.
The best option for you will depend on a range of factors including the size of the loan you require, the property you intend to purchase, the deposit you have available and even your lifestyle.
The 8 ways we will help you It's all free to you
Listen and Discuss
Listen and discuss your existing situation, your home loan needs and requirements, and obtain all necessary information pertaining to your home loan application.
Explain the options
Explain the types of home loans available to you from a range of banks and specialist lenders.
Match you to Loan options
Based on the information provided by you, match your home loan requirements to a selection of home loan products offered by our panel of lenders and provide you with quotes from various lenders.
Help you design a Budget
Provide an overview of your purchase budget incorporating the relevant costs associated with your home loan application
Help you to narrow down your options
Provide an in-depth comparison of the home loan products available to you so that you can make an informed decision on the best loan for your situation.
Manage the Lender process for you
Complete and package your home loan application and deliver it to the lender’s assessment team on your behalf.
Coordinate 3rd Parties
Act as an intermediary between you and the lender, negotiating the terms and conditions of your loan. They will also answer any questions the lender’s assessment team may have.
Liaise with your solicitor, real estate agent and accountant and any other related parties to ensure a smooth and timely settlement.
Help you in the future
Assist with any future home loan requirements, whether you wish to check, change or top-up your loan.
Act as a valuable information service beyond the settlement of your loan by providing you with relevant information on the home loan market, updates on products and special offers that may be of interest to you.
When I bought my first property, I was shopping around to find a good deal and for my preapproval. It was very time consuming and often bank staffs were not available to answer my enquiries. I got in touch with Kathy who not only got me the necessary finance in but also was able to spend time to explain different types of loan. That saved me lots of time and effort. Since then I have purchased number of investment properties using her services. Kathy is very professional and friendly and has put in lots of hard work, time and diligence to get me finance. Buying a property can be stressful but Kathy has been very patient in answering all my enquiries. My family members and colleagues have also used Kathy’s services for obtaining finance and are very happy with her professional approach.Christian Onesimus
“Kathy from Home Loans helped me progress the complicated legal and financial matters related to finalising my investment property. She handled the mechanics and much of the negotiation and translated complex information. Kathy was readily available by phone or email, and gave me confidence.”Virginia – Blackheath